Loan Application Process
Both Federal Direct Unsubsidized Stafford and Federal Direct Graduate PLUS Loan applications may be completed 
on-line.
Federal regulations require all Stafford loan borrowers complete the Master Promissory Note (MPN). You may e-sign your MPN. The MPN is a legally binding contract. By signing the MPN, the borrower agrees to all terms and conditions, including the responsibility of repaying all borrowed funds, plus interest and fees (if applicable). The MPN, which is valid for up to ten (10) years, allows a student to borrow multiple Federal Direct Stafford loans using the one promissory note.